Forward Checking

Our Most Popular Checking Account

• No minimum monthly balance¹
• No monthly service charge²
• Free online banking, mobile banking and bill pay
• Free VISA debit card, Apple Pay, Samsung Pay, Google Pay

¹$50 minimum balance to open account; no minimum monthly balance after the account is opened
²if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Rewards Checking

Let your balance reward you

¹APY=Annual Percentage Yield. APYs accurate as of 05/01/2024. Rates may change after account is opened. Conditions to earn rewards require 12 debit card purchases per month and one ACH credit of more than $400.00 per month. If conditions are met each monthly qualification cycle, 2.25% APY is earned on balances up to $15,000. 0.20% APY is earned on balances over $14,999.99. If the conditions are not met, all balances earn .010% APY. Fees could reduce the earnings on the account.

²if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Interest Checking

Earn interest through your checking account

• Minimum balance of $1,500 at account opening
• Interest rates depending on balance level
• Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
• Free online banking, mobile banking and bill pay
• $10.00 monthly service charge¹ if balance falls below minimum requirement
• No monthly service charge¹ if minimum balance is met
• $0.15 per debit item if balance falls below minimum requirement

¹if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Premier 50

Aged 50 and better? Earn interest through your checking account

• No minimum balance
• No monthly service charge¹
• Free Premier 50 checks (wallet only)
• Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
• Interest rates dependent on balance level
• Free online banking, mobile banking and bill pay

¹if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Fresh Start Checking

Made a Few Mistakes? Time for a Fresh Start.

• No minimum balance
• Convert to Forward Checking after 12 months with no overdrafts
• Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
• Free online banking, mobile banking and bill pay
• $10 monthly service charge
• ATM/Debit card available after 6 months with no overdrafts.
• Account opening subject to approval. Not all will qualify.

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Money Market Savings

Earn interest through your high balance savings account

• Minimum balance of $2,500 at account opening
• Transaction limits will apply
• Interest rates dependent on balance level
• Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
• Nationwide ATM fee refunds*
• Free online banking, mobile banking and bill pay
• $10 monthly service charge** if balance falls below $2,500
• 6 withdrawals or transfers allowed per monthly statement cycle; transfers or withdrawals made in person are unlimited

*up to $20 monthly

**if enrolled in eStatements

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Basic Savings

Get started saving with a low minimum balance

• No minimum balance
• Interest rates dependent on balance level
• Transaction limits will apply
• 6 withdrawals or transfers allowed per monthly statement cycle; transfers or withdrawals made in person are unlimited
• Free online banking, mobile banking and bill pay
• Withdrawals or transfers in excess of six (6) per statement cycle will be charged a fee

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Health Savings Account

Save your untaxed dollars to go towards health care costs for those with high deductible health care plans

• No minimum balance
• Interest bearing
• Free online banking, mobile banking and bill pay
• Tax-favored account - consult your tax advisor
• Contribution limits may apply
• Transaction limits may apply
• Additional fees may apply

Use our switch kit to easily move your accounts to Citizens Bank of Edmond.