In observance of Christmas, we will close at noon on Tuesday, December 24 and will be closed on Wednesday, December 25.

 

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What are you looking for?

Personal

Checking

Forward Checking

Our Most Popular Checking Account

  • No minimum monthly balance1
  • No monthly service charge2
  • Free online banking, mobile banking and bill pay
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
Account Details

Rewards Checking

Let your balance reward you

  • 2.25% APY1 on balances up to $15,000 when conditions are met
  • .20% APY1 on the amount over $15,000 when conditions are met
  • No minimum balance
  • No monthly service charge2
  • Free online banking, mobile banking and bill pay
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay

To earn the rewards:

  • 12 debit card purchases per month
  • 1 ACH credit of more than $400.00 per month
Account Details

Interest Checking

Earn interest through your checking account

  • Minimum balance of $1,500.00 at account opening
  • Interest rates depending on balance level
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
Account Details

Premier 50

Aged 50 and better? Earn interest through your checking account

  • No minimum balance
  • No monthly service charge1
  • Free Premier 50 checks (wallet only)
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
Account Details

Fresh Start Checking

Made a Few Mistakes? Time for a Fresh Start.

  • No minimum balance
  • Convert to Forward Checking after 12 months with no overdrafts
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
Account Details

Forward Checking

Our Most Popular Checking Account

1$50 minimum balance to open account; no minimum monthly balance after the account is opened
2if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Rewards Checking

Let your balance reward you

1APY=Annual Percentage Yield. APYs accurate as of 05/01/2024. Rates may change after account is opened. Conditions to earn rewards require 12 debit card purchases per month and one ACH credit of more than $400.00 per month. If conditions are met each monthly qualification cycle, 2.25% APY is earned on balances up to $15,000. 0.20% APY is earned on balances over $14,999.99. If the conditions are not met, all balances earn .010% APY. Fees could reduce the earnings on the account.

2if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Interest Checking

Earn interest through your checking account

1if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Premier 50

Aged 50 and better? Earn interest through your checking account

1if enrolled in eStatements. If not enrolled in eStatements, account will be billed $5 monthly for paper statement. Enroll for free eStatements in digital banking.


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Fresh Start Checking

Made a Few Mistakes? Time for a Fresh Start.


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Savings

Money Market Savings

Earn interest through your high balance savings account

  • Minimum balance of $2,500 at account opening
  • Interest rates dependent on balance level
  • Free VISA debit card, Apple Pay, Samsung Pay, Google Pay
Account Details

Basic Savings

Get started saving with a low minimum balance

  • No minimum balance
  • Interest rates dependent on balance level
  • Free online banking, mobile banking and bill pay
Account Details

Health Savings Account

Save your untaxed dollars to go towards health care costs for those with high deductible health care plans

  • No minimum balance
  • Interest bearing
  • Free online banking, mobile banking and bill pay
  • Tax-favored account - consult your tax advisor
Account Details

Money Market Savings

Earn interest through your high balance savings account

**if enrolled in eStatements


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Basic Savings

Get started saving with a low minimum balance


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

Health Savings Account

Save your untaxed dollars to go towards health care costs for those with high deductible health care plans


Use our switch kit to easily move your accounts to Citizens Bank of Edmond.

Apply Online Contact a Banker

CDs & IRAs

We offer Certificates of Deposit (CDs) with terms as short as 30 days and as long as five years. We offer competitive rates with bonus rates for Jumbo CDs with an opening balance of $100,000 or more. Visit us to open your CD!

Individual Retirement Account (IRA)
• Minimum balance of $25 at account opening
• Variable-rate account
• Interest compounds quarterly
• No early withdrawal penalty (IRS withdrawal penalties apply)
• Can add deposits at any time

Contact Us

Personal

Lending

Home Loans

We stand behind our promise to make the home financing process an efficient and stress-free experience. Whether you are a first time home buyer, looking to construct or renovate, or even refinancing, our mortgage loan specialists have the experience and dedication to make your dream become a reality.

I need a home loan to:

Auto Loans

Whether you are buying your dream car or simply buying your child a car for college, we want to make car buying easy.

Contact Us

Secure Document Upload

Secure Document Upload

Personal Loans

We offer a variety of financing options for unexpected expenses. Our experienced lending team can customize a loan that fits your needs with flexible terms and competitive rates.

Contact Us