Send a professional invoice and get paid – all in the same place.

Customized invoice includes branding
Create a professional‑looking invoice with your business logo and colors in just a few minutes. Your financial institution’s logo is included at the bottom for added credibility.

Wide range of digital payment options
Let customers easily pay you online with any major credit card (including American Express^®), debit card, or via ACH electronic bank transfer.

All payments deposited into checking
Get paid directly into your checking account within two business days — no need to transfer your money from external payment acceptance apps.

Easy invoice automation and tracking
Always know exactly who’s paid and who’s due. Set up recurring invoices so you can automate your process and automatically add late fees for past due invoices.

Share a secure payment link by text, or place it on a web page.

Secure payment form accessed via a unique URL
When you enroll, you’re assigned your own unique URL to a secure payment form. This link can be shared by text (SMS) and email, or added to any web page or social media profile.

Detailed payment/donation history readily available
Payments are listed chronologically, with the most recent at the top. Filter the list to find specific payments. Generate a spreadsheet if you need it, and export with one click.

Pay now language can be adjusted for nonprofits
If you run a church or nonprofit, there’s no need to alienate members — quickly update verbiage to take donations or contributions instead.

All payments deposited into checking
Get paid directly into your checking account within two business days — no need to transfer your money from external payment acceptance apps.

Take customer payments on the spot or over the phone.

Payment form doubles as an in‑app terminal
When you’re ready to take a digital payment, just access your payment form inside online or mobile banking, and enter the payment details yourself.

Free standalone mobile app available for Apple or Android
Download the free Autobooks app, via the App Store or Google Play, and access your unique payment form anytime you need to collect a payment.

Transparent processing fees in comparison to non‑bank apps
When you're a small business, you need to know exactly what you're paying. Our rates are comparable to popular payment apps, but there are never any hidden fees.

All payments deposited into checking
Get paid directly into your checking account within two business days — no need to transfer your money from external payment acceptance apps.

Display your unique QR code to make it easier for customers to pay.

Reusable QR code is ready to download
Access a reusable QR code inside online or mobile banking. Download and store in your device for easy retrieval, or just print it and display in a prominent location.

Ideal for busy events
QR codes are ideal for in-person events where you plan to meet with multiple customers or donors — farmers’ markets, fundraisers, you name it.

For paper and static invoices
If you send PDF invoices and other billing communications to customers, don’t forget your Autobooks QR code. It doesn’t make a difference if it’s a paper or email invoice.

Accept in-person contactless payments with only an iPhone.

With Tap to Pay on iPhone and your Citizens Bank of Edmond mobile banking app, you can get paid right on your iPhone.

No payment terminals needed
Accept in-person payments with only an iPhone.

Transactions are contactless
Accept all types of contactless payments.

Customers choose how they pay
Accept debit and credit cards, Apple Pay and even other digital wallets.

Secure and private transactions
Accept payments, now with the security of iPhone.

Get paid on the go – or anywhere you set up shop.

Tap to Pay on iPhone allows you to run your business or nonprofit from anywhere. All it takes are a few simple steps.*

To accept payments with Tap to Pay on iPhone and Citizens Bank of Edmond's mobile banking app:

1. Open your mobile banking app on your iPhone and enable Tap to Pay on iPhone.
2. Enter the amount to be paid, then present your iPhone to your customer.
3. Your customer holds their card horizontally at the top of your iPhone over the contactless symbol, or holds their device near the top of the iPhone for Apple Pay and other digital wallet payments.
4. When you see the "done" checkmark, the transaction is complete.

*Ensure that you have an internet or cellular connection and an iPhone. Requires iPhone Xs or later with iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Frequently Asked Questions

How do I get started with Tap to Pay on iPhone?
Download the Citizens Bank of Edmond mobile banking app or just access your Citizens Bank of Edmond online banking via a secure browser like Safari. Click Tap to Pay on iPhone, then follow the onscreen directions. No extra terminals or hardware is needed.

Is Tap to Pay on iPhone secure?
Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business stays yours.

What payment methods are accepted with Tap to Pay on iPhone?
Customers can pay with contactless debit and credit cards (Visa, Mastercard, American Express, Discover), as well as with Apple Pay and other digital wallets. Cards must display a contactless symbol to make contactless payments.

What specific iPhone model do I need?
Tap to Pay on iPhone requires iPhone XS or later running iOS 15.5 or later. Tap to Pay on iPhone is only available in the U.S. Not available in the U.S. territories. Some contactless cards may not be accepted. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Need other forms of digital payment acceptance for your business?

Citizens Bank of Edmond also offers digital invoicing and digital payment acceptance, powered by Autobooks. They're available inside online and mobile banking right now.
Contact a Banker